Attention homeowners: Real estate appraisal services for in Yauco and Yauco County

Check out the top reasons PR homeowners use Perez Valuation Services:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Yauco county's assessment of your propertyworth
Remove PMI to cut their mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a PR divorce, where property needs to be divided
To determine the true market value of real estate in question to settle an estate

Own a house in or near Yauco, PR and need help deciding the price of it?
Contact Perez Valuation Services.

At Perez Valuation Services, we understand the particular needs of a customer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Perez Valuation Services, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're seasoned in helping people just like you rid themselves of unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Perez Valuation Services is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Perez Valuation Services can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Perez Valuation Services can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Perez Valuation Services can help with that too. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.